Auto Loans

We offer flexible financing on new and used vehicles as well as these other benefits:

• Convenient loan pre-approval without cost or obligation
• Competitive rates and terms
• Up to 100% financing available
• Fixed rate financing only
• Terms up to 72 months on new vehicle loans $35,000 or greater
• Terms up to 60 months on new vehicle loans from $10,001 to 35,000
• Terms up to 60 months on used vehicle loans, depending on amount and age of  collateral

For more information, please call our Lending Department at (916) 921-5050 ext. 264.

Rock-Bottom Auto Loan Rates As low as 1.99% APR* Get them now before they’re gone! ·         A variety of low rates and terms available ·         Rates good for purchases and refinances ·         Other low rates and terms available ·         Click to apply or call (916) 921-5050  *Rates as low as 1.99% APR, 100% financing including tax, title, and license for well-qualified SDPECU members. Not all buyers will qualify. Actual rate may vary based on credit worthiness.  Payments on a $10,000 loan at 1.99% APR for 36 months are $287.00.  Limited-time offer.

NEW! 2nd Chance Auto Loans:
Know anyone with challenged credit who needs to buy a car, but can’t because of their low credit score? SDPECU is now offering 2nd Chance Auto Loans. Credit-challenged members can now buy a car and rebuild their credit with us. It’s a new opportunity to get a fresh start and a high-quality used car from Enterprise Car Sales. Great selection of vehicles! Click here for more information!

Refinance of Auto Lease:
If you find out that leasing is not for you and you are in a position for us to purchase out your leasing contract for you, consider giving us a call.  For more information, please call our Lending Department at (916) 921-5050 ext. 264.

CAR-BUYING Services for Members

IFMA Auto Network - SDPECU members can bid on cars priced below wholesale during IFMA's weekly online auto auctions.  IFMA can also help you locate the car you want at a great price.  Visit http://www.ifmaautopurchase.com/ for details.

Enterprise Car Sales - Enterprise offers a great selection of used foreign and dometic vehicles including sedans, SUVs, trucks and minivans - all in a low pressure, hassle-free envirornment.  Every car is backed by a 12-month/12,000 mile limited powertrain warranty* and a 1 year/unlimited mileage roadside assistance package.  Change your mind?  No problem.  Enterprise offers a 7 day/1,000 mile repurchase agreement*.  All of that, along with the friendly and knowledgeable staff, makes buying a car from Enterprise Car Sales fun and easy!