Direct Deposit/Payroll Allotment

Payday has never been so rewarding! Just think...no more rushing to deposit your paycheck on your lunch hour. No more waiting in frustrating lines. No more paychecks going through the wash in your pants pocket! You can rely on the convenience of electronic Direct Deposit to have your paycheck or government check safely and reliably deposited in your account(s) on payday.

Everyone’s needs are different. Maybe you’d like to start with a portion of your check being credited to your SDPECU loan payment or build up a special savings account. No problem! With an allotment of your paycheck deposited directly to the account(s) you choose, you receive the remainder on a regular paycheck from your employer. As an added bonus with Direct Deposit service, you’ll enjoy a special Annual Percentage Rate (A.P.R.) discount on most SDPECU consumer loans. You can even have your current SDPECU consumer loan A.P.R. reduced starting as soon as your sign up for Direct Deposit service.

How To Set Up Direct Deposit

Most employers have a specific Direct Deposit form they like you to use.  Ask your supervisor or human resources department for assistance and the proper paperwork.  Direct Deposit forms typically ask for your Social Security number, your SDPECU account number, and the credit union's routing number, which is 321175533.

U.S. Postal Service employees must set up Direct Deposit using the PostalEASE system.  To get started, visit https://ewss.usps.gov/esymain.htm or call 1-877-4PS-EASE (1-877-477-3273) and select option #1.  You will be asked for your Social Security Number, your USPS Personal Identification Number, your SDPECU account number, and our routing number, which is 321175533.

If you have any trouble using PostalEASE, you may contact your local personnel office for assistance.  Your personnel office can also provide you with specific information concerning your USPS PIN and a copy of the USPS Privacy Act statement.

Did you realize that Direct Deposit is a safer way for you to receive you Social Security benefit?

SDPECU offers direct deposit service at no cost to you, providing a safe and reliable way for you to receive your Social Security benefits with proper credit to the account(s) of your choice. In addition, all deposits are automatically insured up to $250,000, another free benefit to you!  Simply call your Social Security benefits number at 1-800-772-1213. Be prepared to provide your SDPECU account number and our routing number (321175533). That's all there is to it! 

By members' choice, this institution is not federally insured.